Automobile insurance may vary from state to state. A package of different elements of coverage together form a specific policy and are typically state regulated. Since most states do require that you must carry at least liability coverage on
your auto; we can begin there. If you intend to protect your auto, assets or personal property against loss, we recommend that you purchase more than just the minimum liability coverage. Given the high cost of replacing an auto of any kind today, collision and other than collision coverage are included in most automobile insurance policies.
What is covered in a car insurance policy?
The auto policy can include coverage for up to eight different risks and are
usually
priced separately. They are:
- Bodily Injury Liability
- Medical
- Property Damage Liability
- Collision
- Other Than Collision
- Uninsured/Underinsured motorists coverage
- Rental car reimbursement
- Towing
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