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What states does Premier Financial Benefits work in?
Arizona, California, Colorado, Georgia, Nevada, North Carolina, Oregon and Texas etc.
What if I only need insurance for a short period of time?
Both John Alden and Horizons from Allied National offer competitive short term medical plans that issue in most cases within 1 business day if approved. Coverage for a period of up to 6 months can purchased.
Can I Apply Online?
Individuals and Families can instantly shop, compare and apply online with a top rated carrier.
Is there a Charge for using Super Insurance Services
No. We do not charge an additional fee for our service. You will pay the same premium whether you purchase through us, or go direct through the carrier.
What are some of the differences between small group and individual health insurance?
Individual insurance is generally medically underwritten and usually does not include maternity coverage. Small group insurance is generally available to all eligible members of a business regardless of health, does include maternity coverage and generally costs more than individual insurance.
What are the major differences between HMO and PPO plans?
HMO plans generally do not have deductibles and pay a high percentage of an insureds coinsurance. However HMO plans generally require insureds to utilize referrals when it comes to specialist visits and the insurance company has more control in regards to the coverage a patient recieves and the physicians an insured can visit. PPO plans generally require an insured to satisfy a deductible before coverage begins. Referrals to specialists are generally not required for an insured to receive benefits from a PPO plan.
What types of plans are employers utilizing to save money on premiums without taking away benefits from employees?
Employers have a diverse amount of options including health re-imbursement arrangements, health savings accounts and medical supplement plans that used in conjunction with a high deductible health insurance plan can save the company money and provide a strong level of benefits for the employees.
I already have a broker. What should I do?
Give us a chance. It only takes a few minutes of your time and odds are you will find a way to improve your situation.
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